UCLA Housing Financial Life Plan Paper

Description

Write a financial life plan. Need to consider the expense of raising a kid, the job’s salary, the daily expenditure, the way of investing(bond, stock…), and how much in investing per year, the risk of losing in invesment. The tax rate in New Jersey. The retirement age and how to use money when you are retired. And the inflation rate. Even the illness cost.

Income
–Wages
•Think about a career path
–Business Profits
•Think about a side hustle

Expenses
–Kids
–Food
–Clothing
–Housing
–Healthcare
–Transportation
–Education
–Entertainment
–Taxes

US Department of Agriculture–Cost to raise a child
–https://www.usda.gov/media/blog/2017/01/13/cost-raising–child
Bureau of Labor Statistics–Consumer Expenditure Surveys
–https://www.bls.gov/cex/
Cost to live in the US–Expatistan
–https://www.expatistan.com/cost–of–living/country/united–states
–Howmuch.net
–https://howmuch.net/articles/true–cost–living

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